Grants For Women

The government has special programs set aside for women, some of which are designed to assist in starting up a small business.

Additionally, there are many programs providing grants and scholarships for school (including loans for school and Financial aid), and even grants for graduate school including law school and medical school.

Government Grants For Women

Throughout the history, people have witnessed the gradual transition of the role of women in society. From mere housewives in patriarchal societies, women around the world are now seen as equals of men. Indeed, the traditional notion that men work for a living while women are left at home to rear the children and to do the chores is no longer applicable. Nowadays, more and more opportunities are made available for women especially in the field of education, business, entrepreneurship and even sports.

The rights and privileges being enjoyed by women in modern day societies is brought about largely by movements which sought for women empowerment. In fact, most countries have codified and adopted the principle of women empowerment as part of their legal systems if only to ensure social justice. But perhaps, one of the most effective ways in ensuring women empowerment is to provide grants for women that include: business grants; federal grants; private grants; corporate grants; and professional grants.

Grants specifically for women – what are they?

Grants are funds given to an individual or an organization by another entity in order to finance a given charity event or any other activity and/or facility. Usually, grants are given to serve as an aid, though sometimes they are also given to encourage a certain activity. Before grants are given, certain requirements and limitations are established in order to determine those that are eligible for funding and support.

What makes grants unique is the fact that once given, it is not required to be repaid for as long as the grant given is used to finance the activity, event or charity for which it was granted.

Financial Security, Independence and Stability
Most women are interested in putting up small business which they can manage and own. In fact, small businesses nowadays are usually owned by women. Unfortunately, the capital needed to put up a business is usually obtained through loans from the bank. As such, women tend to borrow their capital from friends and other family members to start a business thereby jeopardizing their own financial stability.

By providing business grants and assistance, women would be given the chance to start their own business without worrying too much on how to pay back for them.

This would also give them financial security and stability thereby reducing their economic dependence from their respective husbands, other people or family members who loaned the money to them.

Government Support through Federal Grants

Countries which started to promote women empowerment, through their respective governments, have started to provide federal grants in order to help women secure undergraduate and postgraduate degrees. This is to ensure that women find career opportunities in their chosen fields of expertise.
Governments also provide federal grants to organizations that adopt programs which seek to promote women empowerment in the field of health, business and commerce as well as science and technology.

Corporate Grants to Empower Women

Several corporations that adhere to the principle of corporate social responsibility have provided grants to women in order to help them finish their education or to ensure their professional advancement and growth in the careers that they have chosen.

Private Grants from Foundations

Grants for women may also come from the generosity of private individuals who take pride in promoting and ensuring women empowerment and development. Private grants and awards are usually handled by a committee formed by a private organization which serves as a foundation primarily geared towards helping women.

Career Advancement and Development from Professional Grants

To support the career advancement as well as the professional growth and development of women within certain professions, universities, colleges and even non- profit organizations give professional grants.

Indeed, the role of women in modern day societies is rapidly changing. Communities across the globe are starting to realize the potential contribution of women among the different sectors of the society.

However, to fully realize their potential, women must be given a good foundation in terms of the skills, knowledge and abilities that they have. To achieve this, immense training is needed. Hence, grants for women, which serve as an aid to the development and growth of women, is an essential element in helping women reach their true potentials.

College Education Grants

College Grants

Only a few students nowadays are able to pay their college tuition without looking for part-time jobs. Fewer still are those who would not have to worry about the costs of their college education at all.

However, a lot of other students need to work jobs just so that they can pursue their dreams of having a college degree. The government has many programs to try to assist those students.

Costs of College Tuition: A hefty sum

In the U.S., the average cost of a good private college would be well over $20,000.00 every academic year. $10,000.00 would be the average tuition if it is a public university. Divide this figure in half and you would have the average for a community college tuition.

College Grants: The Saving Grace for Students

Fortunately for a lot of us, college grants are available to reduce the burden of paying for education, especially for the financially strapped students. With the on-going economic downturn, these students may begin their search either by student-types or subject-specific types of grants.

Distinguished from Scholarships

Grants, unlike student loans and some other scholarships, need not be repaid. They are basically free gift money, as well as primarily need-based.

Who funds these grants?

The Federal and State Governments are mostly the proprietors of these grants. Colleges and universities also give these types of grants to deserving students, as well as some public and private organizations willing to give a helping hand.

Categories of Grants

Grants are usually divided into certain categories, they are:

  • Career-specific
  • Student-specific
  • Need-based
  • Merit-based

Career-specific Grants

These types of grants are given according to the specific field of study the student would be willing to go into. Usually, they are awarded to students pursuing careers in the high-need areas of society, such as education and nursing. The latter careers, for example, are in high demand, and most often a lot of schools would give these future nurses full scholarships so they would enter the field and to encourage them to work in high-need communities.

Student-specific Grants

The student-specific grants are those types of grants where the applicant is qualified according to his or her race, gender, religion, family and medical history, and other such factors. Certain grants and scholarships such as Minority scholarships are the most common examples for this kind of category. Students may also be outside of the United States, where foreigners may qualify for a number of aboriginal scholarships, either by studying at their own country or abroad.

Need-based Grants

These types of grants are based on the student and his or her family’s financial records. Usually, the student is required to fill out a FAFSA if he or she wants to qualify for the scholarship or grant. A need-based grant is a federal grant. But there are private need-based scholarships and grants that also require FAFSA to calculate the student’s financial needs and the expected family contributions as well as costs, attendance, and other factors at the intended school of the student.

Merit-based Grants

The most common of the grants, these types of grants look into a student’s academic, artistic, athletic, and other factors. These grants recognize the student’s achievement/s in any of these factors, such as high scores on standardized tests or athletic prowess.

Examples of Grants

Grants, fortunately, are offered in almost any college or university, and by all states. Acquiring these grants can be easy, if you know where and when to look. Listed here are some examples of grants.

The Pell Grant

A Federal Grant existing since 1972, it remains one of the staples of good federal funding for millions of financially strapped students. It is a valuable source of funding despite being under the whims of the government’s budget control.

The SMART Grant

The National Science and Mathematics Access to Retain Talent Grant, otherwise known as the SMART grant offers about $4,000 for juniors and seniors who are studying in the fields of engineering, mathematics, computer science, or other such sciences. They must be eligible for the Pell Grant before being eligible for this one.

The AC Grant

The Academic Competitiveness Grant is a merit-based grant available for freshmen and sophomores with excellent academic records as well as a demonstrated aptitude for service and leadership. They must also be Pell Grant eligible before they can have the AC Grant.

Minority Grants

Minority Grants may be acquired more commonly nowadays, with a booming increase of such grants within the last decade alone. There are a dozens of African American colleges, for example, that offer top-notch programs as well as administer grants for African Americans the same way as the typical colleges and universities.

There are also a lot of grants targeting many African American women, especially for specialized fields of study. One such college giving the grant, the Spelman College, devotes itself to nurturing the needs of these African American women.

Hispanic students should not be feeling left out. In fact, Hispanic grants in a lot of States, such as California, Florida, Arizona, and Texas, have Hispanic serving and Hispanic specific colleges, where the student bodies are about at least a quarter-Hispanic.

Native American students have a wide range of college education grants that are geared towards helping them obtain just about any educational objectives they have.

So there you have it, no matter who you are or what your situation is in life, there is free government grant money available to help you get a college education.

Business Grants

Small Business Grants

Each year, the United States government is required to give away free money to citizens and residents of the United States. More than $50 billion dollars is given away every year to individuals and businesses in the form of free grants. This money often comes in the form of small business grants and can be used for almost any purpose – including to buy property, start a business, buy equipment, pay expenses, etc.

The government has special programs set aside for small businesses and business start-ups that are designed to assist in business development, revitalization and administration by providing funding for businesses through government grants, loans and other sources of funding.

Will The Economy Affect My Chances To Get A Government Grant?

Not at all! Regardless of the current economic conditions, there is always a lot of government money available. A huge chunk of this money has been reserved for government grants and loans to help assist business start-ups as well as existing businesses. Every administration makes it a goal of theirs to provide money for small businesses through the Small Business Administration (SBA), and other forms of government funding such as grants and loans, particularly for business owners.

Am I Eligible to Receive Government Grants?

As long as you live in the United States and are a citizen or resident you are eligible to receive a free government grant. Many state and federal Government agencies are legally mandated to give away a portion of the tax money they collect each year in the form of government grants. Our goal is to educate the public about government grants because only about 15% of available grants and loans for small businesses are even applied for! This is great news for you and the process to apply takes only a few minutes. It’s free money – Why not claim it?

Do These Government Grant Programs Cost Money?

That depends. By definition, a grant is free government money that never needs to be paid back. However, there is generally a cost involved in trying to research your grant proposal and to have it written. Some people will try to save money by writing the grant proposal themselves, but the results are generally not good. A well written grant proposal will have a heavy influence on whether or not you are awarded the grant. Trying to take shortcuts when it comes to the actual written grant application is never a good idea.

The government is trying to give money away to entrepreneurs in order to boost the economy by providing the means for small business owners and business start-ups to get their business off the ground. Do you have a great idea for starting a business, but lack the money to make it a reality? Then maybe a government grant is just what you need.

Government Business Grants

Government Grants

If you’re a citizen of the United States, and are ready to apply for a federal government grant, the next few steps include planning, creating, and executing your grant proposal. A federal grant proposal is one of the most important documents for anyone seeking to obtain a grant.

Reasons to Apply for a Grant

Government Grants are free money, given by the United States Government. They may require strict guidelines for you to receive a grant, but the money never needs to be repaid. This is why so many individuals and national organizations seek to obtain a grant. There are grants for all sorts of projects and grants that are available in all industries. The key is to do careful research and see what your state or federal agencies have available, as well checking on national grants available from the private sector.

Writing a grant Proposal

If you’ve decided not to hire a professional grant writer, it will be important for you to learn the essentials of writing a grant proposal. The grant proposal will contain the key elements that will guide the grantee towards his or her decision in giving you a federal grant. Therefore, it’s important to write it clearly and be credible with facts and figures.

Before writing your grant proposal, be sure to understand the very nature of why you are in need of money. This may be obvious, but if you haven’t thought it through, detail-by-detail, you won’t convince the grantee to give you that grant!

The Elements of a Good Grant Proposal

A grant proposal begins with an outline or table of contents. In this section, you will highlight the various aspects of your grant proposal. Before even proceeding with an outline or grant proposal, be sure to carefully study the exact guidelines provided to you by the organization giving out the grant. Your own table of contents will keep you on track as you make your way into writing the grant proposal.

Most grant proposals are 15 pages or less. Study the guidelines carefully to determine how you will write your grant proposal and which sections will require more research and intense work on your part.

What Grant Proposals Include

Most people who want to apply for a grant take an introduction class on grant proposal writing. In these classes, you learn about all the various components of a grant proposal. How to write one becomes easier as you dissect it and work on one part at a time.

Sample grant proposals can be found online, and many grant programs offer assistance. Study them carefully and see how each section requires you to provide important, relevant information. The grant proposal may include one or more of the following listing below. Remember, each organization has its own requirements and guidelines. Typically, you’ll need to include:

  • Title
  • Table of Contents
  • Introduction
  • Statement of Need
  • Objectives
  • Project Description
  • Project Management
  • Evaluation
  • Supplemental and/or Future Funding
  • Budget
  • Appendices

The list and various components of a grant proposal may be called something different from grant guideline to grant guideline. Stick to the exact words and directions given and be specific, clear, and grammatically correct to make the grant application process much easier.

Let various people carefully read your grant proposal. See if anyone offers any suggestions, makes corrections or has further input into making the grant proposal better. The more eyes and input from friends or co-workers in various aspects of the organization, the better.

Your goal in the end is to have a professional, error-free grant proposal that you can submit to agencies of your choice to help you land the federal money for your organization’s need.